How do I move my staff over?

Import your people from a spreadsheet or your previous payroll provider. We match Ghana Card PINs, SSNIT numbers and bank or MoMo details, and flag anything missing before your first run.

Who approves a payroll run?

You choose. A preparer drafts the run and a separate approver signs it off. Nothing is paid until that sign-off, and every approval is kept in the audit trail.

Do my employees need to do anything?

No. They get paid by MoMo or bank as usual and receive their payslips. If you switch on benefits like Earned Wage Access, they can opt in from their phone.

What if a payment fails?

If a bank or wallet returns a payment, for example because of a name mismatch, the money comes back to you. Fix the details and retry in one click.

Does offering benefits cost my company money?

Benefits are funded through our partners and repaid through payroll automatically, so there is nothing for you to pre-fund or chase.

Payroll and benefits for Ghanaian employers ↗

Pay your team. File with GRA and SSNIT. Done.

Benefits Payroll works out PAYE and SSNIT for every employee, pays them by MoMo or bank, files your monthly returns and keeps the receipts. You can also offer benefits like Earned Wage Access and Rent & Pay.

Set up for your business Contact Us ↗

✓2026 GRA tax bands built in

✓SSNIT Tier 1, 2 and 3

✓MTN, Telecel and all major banks

SSNIT & Tier 2 - 14 Nov9 days

GRA PAYE 15 Nov10 days

Next deadlines · October payroll

SSNIT & Tier 2 - 14 Nov9 days

GRA PAYE 15 Nov10 days

Next deadlines · October payroll

SSNIT & Tier 2 - 14 Nov9 days

GRA PAYE 15 Nov10 days

Next deadlines · October payroll

SSNIT & Tier 2 - 14 Nov9 days

GRA PAYE 15 Nov10 days

Next deadlines · October payroll

Everypayperiodrunsthroughthesamefivesteps,inorder.Nothinggetspaiduntilanapproversignsoff,somistakesgetcaughtbeforepayday.

Why employers switch to Benefits Payroll

No more spreadsheets

Every figure, right

PAYE bands, SSNIT, overtime and bonus concessions, benefits-in-kind and reliefs are worked out for you.

No more bank queues

Staff paid in minutes

Pay by MoMo or bank from one balance. Account names are checked before any money moves.

Take care of your team

Employee benefits

Employees can rent, buy items and finance their cars and pay monthly, or access part of their salary ahead of payday.

How it works

One month, five steps,
no spreadsheets.

01 · Inputs

Add this month's extras

Overtime, bonuses, arrears, allowances, staff loans, benefits-in-kind and tax reliefs, entered per employee or for many at once.

➤Junior overtime and bonus concessions applied for you

➤Loan benefits worked out at the Bank of Ghana rate

➤Voluntary deductions that repeat every month

02 · Calculate

Draft, check, repeat

PAYE and SSNIT are worked out for every employee using the 2026 GRA bands. Re-run the draft as often as you need.

➤2026 GRA tax bands built in

➤SSNIT Tier 1, 2 and 3

03 · Approve

A second pair of eyes

Nothing gets paid until an approver signs off, so mistakes get caught before payday.

➤Approved runs are versioned and locked

➤Every sign-off kept in the audit trail

04 · Pay

MoMo and Bank

Net pay goes to your team by MoMo or bank, and statutory amounts to the authorities.

➤Payout Account, direct debit or bank file

➤Failed payments come back to you

05 · File

PAYE and SSNIT

Returns are generated from your approved run, uploaded to GRA and SSNIT, and every receipt is stored against the run.

➤SSNIT and Tier 2 by the 14th

➤GRA PAYE by the 15th

Inputs

Calculate

Approve

Pay

File

Compliance

We file PAYE and SSNIT, so the 14th and 15th stop being scary.

Connect your GRA and SSNIT portals once. Each month we generate the returns from your approved run, upload them, pay from your Payout Account and keep every receipt against the run, with a full audit trail behind every run.

Of the following month

14th

SSNIT Tier 1 (13.5%) and Tier 2 (5%)

to SSNIT and your trustee

15th

PAYE monthly return

filed and paid to GRA

End

Tier 3 (voluntary)

to your provider

Every deadline, on one calendar

What gets paid, to whom, and when.
Next SSNIT run in 8d 7h.

Payroll run

October 2026

Approved

Generatedfrom the approved run

Uploadedto the GRA and SSNIT portals

Paidfrom your Payout Account

Receipts keptattached to the run

PAYE

Receipt

SSNIT T1

Receipt

Tier 2

Receipt

Returns generated from your approved run

Uploaded, paid from your Payout Account, receipts kept.

PAYE bands2026 rules live

10%

17.5%

25%

30%

35%

Rules kept current

PAYE bands, SSNIT ceilings, benefit-in-kind rates and reliefs are updated for you when GRA and SSNIT change them.

Old runs stay correct

Every run keeps the rules that applied at the time, so a reprint always matches what was filed.

Payouts

Salaries land in minutes,
by MoMo or bank.

Choose how you fund each run. Every option sends net pay to your team and statutory amounts to the authorities.

MTN MoMo

Telecel Cash

GCB

Stanbic

Ecobank

Absa

Fidelity

CalBank

and more

Payout Account

Recommended

Top up one balance. The approved run pays itself, and every payment reconciles back to the run automatically.

Straight from your bank

Direct debit

Connect your corporate account. Your bank checks every account name, quotes the charges, and nothing moves until you confirm. Stanbic is live now.

Bank file

Manual

Prefer your bank portal? Export an Excel or CSV file and upload it yourself. We keep a history of every file.

See every cedi arrive

Track each payment as Paid, In transit or Failed. If a bank returns one because of a name mismatch, the money comes back to you. Fix the details and retry in one click.

Benefits

Benefits your team will actually use.

Switch on benefits in a few clicks. Repayments come out through payroll automatically, so there's nothing extra to chase.

Coming soon Group health and life cover

Earned Wage Access

Staff can draw up to 50% of what they've already earned before payday. You set the limits. It's deducted from the next payroll.

Pricing

Simple monthly pricing.

One flat fee covers your first 30 employees. After that you pay per extra employee. Unlimited payroll runs on every plan.

Employees on payroll42

Silver

● Most popular

GHS 1,200/ month

Flat fee · covers your first 30 employees

Choose Silver

EmployeesPer employee / month

31–100GHS 25

101+GHS 15

You have 42 employees → GHS 1,500 / month

✓Unlimited payroll runs each month

✓Payslips, disbursement and audit records

✓PAYE and SSNIT calculated on every run

✓Statutory returns prepared for you to file

Gold

GHS 1,500/ month

Flat fee · covers your first 30 employees

Choose Gold

EmployeesPer employee / month

31–100GHS 30

101+GHS 20

You have 42 employees → GHS 1,860 / month

✓Everything in Silver

✓Benefits Payroll files your PAYE and SSNIT returns

✓Filing receipts stored against each run

✓A dedicated support contact

FAQs

Questions
employers ask.

Not covered here? Our team in Accra can walk you through your first run.

Talk to us

Yes. Create your account, add your company details and import your people while we check your TIN and SSNIT employer number with GRA and SSNIT, usually within one working day.

Run your next payroll on
Benefits Payroll.

Create your employer account now. You'll verify your company and import your people in the next steps.

Set up for your business

Register today. Run payroll this month.

1. Create your account

Company name, headcount and your work email. About 1 minute.

2. Import your people

Upload last month's PAYE schedule and HR file. We match everyone.

3. Run payroll

Click to run payroll. The system crunches the numbers.

Benefits Payroll

A Renmo product

Accra, Ghana

Pay your team. File with GRA and SSNIT. Done.

Why employers switch to Benefits Payroll

Every figure, right

Staff paid in minutes

Employee benefits

One month, five steps,no spreadsheets.

We file PAYE and SSNIT, so the 14th and 15th stop being scary.

Salaries land in minutes,by MoMo or bank.

See every cedi arrive

Benefits your team will actually use.

Simple monthly pricing.

Questionsemployers ask.

Run your next payroll onBenefits Payroll.

Register today. Run payroll this month.

One month, five steps,
no spreadsheets.

Salaries land in minutes,
by MoMo or bank.

Questions
employers ask.

Run your next payroll on
Benefits Payroll.